| Rate |
Points |
APR |
Conventional - 30 Year Fixed |
| 6.500% |
1.375 |
6.633% |
Conventional - 40 year fixed |
| 6.500% |
1.75 |
6.646% |
FHA |
| 6.500% |
1.0 |
6.597% |
VA |
| 6.500% |
1.0 |
6.597% |
VHDA (Conv/FHA/VA) |
| 6.125% |
1.0 |
6.219% |
VHDA - FHA Plus |
| 6.375% |
1.0 |
6.471% |
|
Today's Rates
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In The News...
The first half of 2008 is shaping up to be very costly for the global banking sector. The estimate is that close to $390 billion has been written off in the past 12 months....
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Mike Manicone
Branch Manager and Senior Loan Officer
757 265 2525 office
757 715 1234 mobile
757 265 4999 fax
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Welcome to Mike Manicone's website
Mike Manicone, MBA, is one of the Virginia Peninsula's most experienced Mortgage Loan Officers, combining over 20 years of mortgage lending experience, an advanced education in Finance, and the highest levels of customer service as evident by the many positive comments said by past customers.
We are truly passionate about our profession, and the result is that nearly 100% of our business is by referral from satisfied clients, trusted financial advisors and the most experienced Realtors in Virginia. Our mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available for your financing strategy. With many years and a wide range of experience in the mortgage industry, our dedicated team stands ready to assist each and every step of the way. We understand that it's not just a house, it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. We can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future. You only think about home financing a few times during your life ~ we think about it every single day. It's your home and your future. It's our profession and our passion. We're ready to work for your best interest.
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Robin Chewning
Operations Manager
757-265-2502 office
757-265-4999 fax
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Stephanie Serafini
Loan Processor
757-265-2503 office
757-265-4999 fax
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email me!